Rising health insurance costs have caused 2 out of 5 employers to no longer provide health insurance coverage to their employees. USA Today reports that the average cost for a family health insurance policy is over $10,000 a year. Because of this, many Americans have decided to forgo either individual or family health insurance and instead pay out of pocket in the event of a medical emergency. However, recent studies have shown that the uninsured are often forced to pay 2.5 times what most health insurers paid.
Those who do continue without health insurance are less likely to receive the proper care when it is needed. A study spanning over eight years found that the “uninsured receive less care and experience worse outcomes” Children who have discontinued health coverage are also extremely at risk. A 2005 study shows that children without medical care for even part of a year commonly do not seek medical attention and do no get prescriptions filled.
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Health Plan One is here to help. Whatever your situation is, whether you are switching jobs, your employer is no longer offering individual or family health insurance, you graduated college and are no longer eligible under your parents insurance, or you haven’t had health insurance in years, this information is for you.
